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We help individuals and families pursue their ideal retirements.

Millennials Step Up

By accountmanagers | March 8, 2022 | Comments Off on Millennials Step Up

In 2019, the millennial generation (born from 1981 to 1996) surpassed the number of baby boomers (born between 1946 and 1964) in the United States. Today, one in four people is a millennial.1 Many millennials came of age at the turn of the millennium, which means they were aware of the fallout from the 9/11…

Financial Perspective: Marry, Cohabitate or Stay Single?

By accountmanagers | March 8, 2022 | Comments Off on Financial Perspective: Marry, Cohabitate or Stay Single?

People have many different reasons for getting married or not getting married. But for some committed couples, it can come down to a few basic points. One of those is finances. If they hold very different opinions or have contradictory habits when it comes to spending money, finances can become a deal breaker — much…

Market and Economic Outlook

By accountmanagers | March 8, 2022 | Comments Off on Market and Economic Outlook

The last month of 2021 was filled with lots of new information — the new omicron variant of the coronavirus first hit U.S. shores, along with cautions that its level of vaccine resistance is best mitigated by a booster shot.1 That’s good news for the fully vaccinated. The unvaccinated, unfortunately, are months away from that level…

The Taxing Landscape of the IRS

By accountmanagers | March 8, 2022 | Comments Off on The Taxing Landscape of the IRS

It seems that millions of taxpayers still have not received their tax refunds from 2020 and even 2019.1 A major reason is due to the defunding of the IRS. Between 2010 and 2019, the department’s funding was cut by 20% in inflation-adjusted dollars, which has led to a 22% reduction of staff.2 Not only has this…

Implications of Omicron

By accountmanagers | March 8, 2022 | Comments Off on Implications of Omicron

The U.S. is in the emergent stages of the omicron variant of the coronavirus. However, we now have some experience in what this could mean moving forward, both for the health and economic impact of the U.S. and our global neighbors. To continue fighting COVID-19 without shutting down schools and businesses, the Biden Administration recently…

You’ve Created Your Living Trust, Now Fund It!

By Ensemble Wealth Management | August 15, 2017 |

It’s far too often that I sit in my conference room reviewing Trust documents and financial statements of prospective clients, only to find out that in many cases their accounts are not titled in the name of the Trust. Is it the misbelief that by simply having a Trust that their assets will be distributed accordingly?…

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