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760.341.8932Meet the professionals who can help you Pursue Your Goals
We help individuals and families pursue their ideal retirements.
Meet The Team
The team behind Ensemble Wealth Management is made up of qualified financial professionals who are passionate about helping individuals and families achieve their ideal retirements.
Michael Clark, CFP®Owner
Michael helps his clients work towards gaining financial confidence by delivering a suite of retirement planning resources with his signature comprehensive approach.
From the age of 12, Michael knew he wanted to be involved in the financial world. His early dreams of being an investment banker on Wall Street were quickly replaced with the idea of owning his own independent wealth management firm. After graduating from college, he began his career working for a major insurance company in Beverly Hills. Shortly after, he obtained his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and his dream became reality.
Michael opened his own independent financial planning firm, M Clark Financial, in 2000. As he built his practice, he transitioned it into Ensemble Wealth Management, quickly becoming a go to resource for clients’ investments, estate planning, tax planning and real estate transactions. As the owner of Ensemble Wealth, Michael loves continuing to craft the unique offerings and experiences his company provides.
Michael has passed the Series 63 and 66 securities exams and is an Investment Advisor Representative and CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. He graduated from the University of California, Santa Barbara.
Michael resides in Rancho Mirage with his wife and four children. When he isn’t in the office, Michael can be found on the sidelines of local baseball, soccer or softball fields watching his kids play. Michael enjoys spending quality time with his family, playing poker and fishing. Additionally, he is active in the local community and is a proud member of the Palm Desert Area Chamber of Commerce.
Ensemble Wealth Management has multiple locations serving southern California. Michael can be heard on 95.9 FM The Oasis Radio and has been featured on KPSI 920 AM, Angels Radio KLAA 830 AM, KCAA 1050 AM, KTIE 590 AM, and MoneyRadio 1200.
CA Insurance License #0B22623
Garrett YackAdvisor
Garrett strives to provide his clients with exceptional customer service and unbiased advice designed to help retirees and pre-retirees live a financially confident retirement.
Garrett has a strong passion for helping people plan for a successful retirement. From an early age, he noticed the difference between his own grandparents. One set of grandparents planned properly and to this day are still living a financially successful retirement. His other grandparents lacked any planning and now, with his grandfather deceased, his grandmother struggles financially and has to rely on help from the family. Seeing this has given Garrett the passion it takes to spend the extra time doing the proper planning with his clients today.
After graduating from California State University of San Marcos, Garrett joined the team at Ensemble Wealth Management, where he works to apply his comprehensive approach to integrate investment management, income and estate tax reduction strategies, insurance and estate planning into his clients’ tailored financial strategies. Working with Ensemble Wealth Management has also given Garrett the opportunity to return to his hometown and be close to his family.
Garrett holds Series 7 and 66 registrations and is a Registered Investment Advisor. He is proud to act as a fiduciary — the highest standard of care he can offer to his clients.
CA Insurance License #0I39209
Ana Rosa Hernandez Director of Operations and Trading
Ana Rosa Hernandez Director of Operations and Training
Ana uses her organizational skills and love of problem-solving to meet and exceed Ensemble Wealth Management clients’ expectations.
She has been with the firm for more than 17 years. Before that, she worked at an elementary school tutoring first- and second-graders. She is in charge of client service requests, keeping the office running smoothly and scheduling appointments. Her main focus is ensuring client paperwork gets processed promptly. Additionally, Ana assists the rest of the team with the completion of various projects on a day-to-day basis.
Ana holds her insurance license and is a notary public for the state of California. Ana attended Cal State University of Los Angeles.
She resides in Los Angeles with her husband, son and daughter. In her spare time, she enjoys traveling, reading and spending time with her family.
CA Insurance License #0D32759Â
MELISSA NYGRENÂ Client Service Specialist
Melissa Nygren Client Service Specialist
Melissa Nygren joined the Ensemble Wealth Management team in October of 2018. She has over 10 years of experience in customer service and possesses a strong ability to connect with people. In her role, she handles all of our paperwork processing needs for our new and existing clients, as well as manages our client portal eMoney. She creates an inviting office environment for our prospects and clients, while keeping our advisors organized inside and outside of the office.
Melissa grew up in San Bernardino and moved to the Coachella Valley in 2005. She graduated from Palm Desert High School and furthered her education at College of the Desert. For years Melissa worked in the hospitality industry but decided it was time to go a step further expand her knowledge of the financial planning industry. Melissa has two sisters, one of which is her twin. In her free time, she enjoys going snowboarding, boating, off-roading, fishing, and watching football. She also loves cooking dinner and hosting parties for her friends and family at her home.
KARELY QUINTERO Office Coordinator
Deborah Diaz Advisor Support Representative
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